/* ── Application Forms Section ───────────────────────────────────────────── */

.finance-forms {
    background: #ffffff;
    padding: 72px 0 80px;
}

.finance-forms__container {
    max-width: 1200px;
    padding: 0 32px;
    margin: 0 auto;
}

/* ── Section header ──────────────────────────────────────────────────────── */

.finance-forms__header {
    text-align: center;
    margin-bottom: 48px;
}

.finance-forms__eyebrow {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.8px;
    color: #2563eb;
    text-transform: uppercase;
    margin: 0 0 10px;
}

.finance-forms__title {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 800;
    font-size: 34px;
    line-height: 1.15;
    letter-spacing: -1px;
    color: #0b1c3f;
    margin: 0 0 12px;
}

.finance-forms__subtitle {
    font-size: 15px;
    color: #637088;
    max-width: 520px;
    margin: 0 auto;
    line-height: 1.6;
}

/* ── Outer card grid ─────────────────────────────────────────────────────── */

.finance-forms__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    align-items: start;
}

/* ── Form card ───────────────────────────────────────────────────────────── */

.finance-form-card {
    background: #ffffff;
    border: 1px solid #eef1f6;
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(11, 28, 63, 0.05);
    overflow: hidden;
    transition: transform 220ms ease, box-shadow 220ms ease;
}

.finance-form-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 40px rgba(11, 28, 63, 0.09);
}

/* ── Top accent bar ──────────────────────────────────────────────────────── */

.finance-form-card__bar {
    height: 4px;
}

.finance-form-card--blue   .finance-form-card__bar { background: linear-gradient(90deg, #2563eb, #5b8def); }
.finance-form-card--orange .finance-form-card__bar { background: linear-gradient(90deg, #f26a21, #f7955c); }
.finance-form-card--purple .finance-form-card__bar { background: linear-gradient(90deg, #6d28d9, #a78bfa); }

/* ── Card content ────────────────────────────────────────────────────────── */

.finance-form-card__content {
    padding: 28px 34px 32px;
}

/* ── Card header (icon + title + description) ────────────────────────────── */

.finance-form-card__header {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-bottom: 24px;
}

.finance-form-card__icon {
    width: 46px;
    height: 46px;
    border-radius: 12px;
    font-size: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.finance-form-card--blue   .finance-form-card__icon { background: #eef4ff; }
.finance-form-card--orange .finance-form-card__icon { background: #fdeee4; }
.finance-form-card--purple .finance-form-card__icon { background: #efeaff; }

.finance-form-card__title {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 700;
    font-size: 19px;
    color: #0b1c3f;
    margin: 0 0 5px;
    line-height: 1.25;
}

.finance-form-card__description {
    font-size: 13.5px;
    color: #637088;
    margin: 0;
    line-height: 1.5;
}

/* ── Toggle (Crédito / Débito) ───────────────────────────────────────────── */

.finance-form-card__toggle-wrap {
    margin-bottom: 20px;
}

.finance-form-card__toggle-label {
    display: block;
    font-size: 12px;
    font-weight: 600;
    color: #45506b;
    margin-bottom: 8px;
    letter-spacing: 0.2px;
}

.finance-form-card__toggle {
    display: inline-flex;
    border-radius: 10px;
    background: #f3f6fc;
    padding: 4px;
    gap: 4px;
}

.finance-form-card__toggle-btn {
    padding: 8px 20px;
    border: 1px solid transparent;
    border-radius: 7px;
    font-size: 13.5px;
    font-weight: 600;
    cursor: pointer;
    transition: all 200ms ease;
    background: #ffffff;
    border-color: #e2e7f1;
    color: #51607d;
    line-height: 1;
}

.finance-form-card__toggle-btn--active {
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    border-color: transparent;
    color: #ffffff;
    box-shadow: 0 8px 20px rgba(37, 99, 235, 0.3);
}

.finance-form-card__toggle-btn:not(.finance-form-card__toggle-btn--active):hover {
    background: #eef4ff;
    border-color: #c7d9fd;
    color: #2563eb;
}

/* ── Fields grid ─────────────────────────────────────────────────────────── */

.finance-form-card__grid {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin-bottom: 20px;
}

/* ── Individual field ────────────────────────────────────────────────────── */

.finance-form-card__field {
    display: flex;
    flex-direction: column;
    gap: 5px;
}

.finance-form-card__label {
    font-size: 12px;
    font-weight: 600;
    color: #45506b;
    letter-spacing: 0.2px;
}

.finance-form-card__required {
    color: #e53e3e;
    margin-left: 2px;
}

.finance-form-card__input,
.finance-form-card__select {
    border: 1.5px solid #e2e7f1;
    border-radius: 9px;
    padding: 13px 15px;
    font-size: 14px;
    font-family: inherit;
    color: #0b1c3f;
    background: #ffffff;
    width: 100%;
    box-sizing: border-box;
    transition: border-color 180ms ease, box-shadow 180ms ease;
    appearance: none;
    -webkit-appearance: none;
    outline: none;
}

.finance-form-card__select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='7' viewBox='0 0 12 7'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%238b95ab' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 36px;
    cursor: pointer;
}

.finance-form-card__input::placeholder {
    color: #b0b9cc;
}

.finance-form-card__input:focus,
.finance-form-card__select:focus {
    border-color: #2563eb;
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.12);
}

/* Focus states per theme */
.finance-form-card--orange .finance-form-card__input:focus,
.finance-form-card--orange .finance-form-card__select:focus {
    border-color: #f26a21;
    box-shadow: 0 0 0 3px rgba(242, 106, 33, 0.12);
}

.finance-form-card--purple .finance-form-card__input:focus,
.finance-form-card--purple .finance-form-card__select:focus {
    border-color: #6d28d9;
    box-shadow: 0 0 0 3px rgba(109, 40, 217, 0.12);
}

/* ── Validation error ────────────────────────────────────────────────────── */

.finance-form-card__error {
    font-size: 12px;
    color: #e53e3e;
    display: none;
}

.finance-form-card__field--error .finance-form-card__input,
.finance-form-card__field--error .finance-form-card__select {
    border-color: #e53e3e;
    box-shadow: 0 0 0 3px rgba(229, 62, 62, 0.1);
}

.finance-form-card__field--error .finance-form-card__error {
    display: block;
}

/* ── Submit button ───────────────────────────────────────────────────────── */

.finance-form-card__button {
    display: block;
    width: 100%;
    padding: 13px 24px;
    border: none;
    border-radius: 9px;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 600;
    font-size: 14.5px;
    color: #ffffff;
    cursor: pointer;
    transition: transform 200ms ease, box-shadow 200ms ease, background 200ms ease;
    text-align: center;
    margin-bottom: 14px;
}

.finance-form-card--blue   .finance-form-card__button {
    background: linear-gradient(135deg, #2563eb, #1d4ed8);
    box-shadow: 0 10px 24px rgba(37, 99, 235, 0.3);
}
.finance-form-card--orange .finance-form-card__button {
    background: linear-gradient(135deg, #f26a21, #e05510);
    box-shadow: 0 10px 24px rgba(242, 106, 33, 0.3);
}
.finance-form-card--purple .finance-form-card__button {
    background: linear-gradient(135deg, #6d28d9, #5b21b6);
    box-shadow: 0 10px 24px rgba(109, 40, 217, 0.3);
}

.finance-form-card__button:hover {
    transform: translateY(-2px);
}
.finance-form-card--blue   .finance-form-card__button:hover { box-shadow: 0 14px 32px rgba(37, 99, 235, 0.38); }
.finance-form-card--orange .finance-form-card__button:hover { box-shadow: 0 14px 32px rgba(242, 106, 33, 0.38); }
.finance-form-card--purple .finance-form-card__button:hover { box-shadow: 0 14px 32px rgba(109, 40, 217, 0.38); }

.finance-form-card__button:active {
    transform: translateY(0);
}

.finance-form-card__button:disabled {
    opacity: 0.7;
    cursor: not-allowed;
    transform: none;
}

/* ── Trust line ──────────────────────────────────────────────────────────── */

.finance-form-card__trust {
    font-size: 12.5px;
    color: #8b95ab;
    text-align: center;
    margin: 0;
    line-height: 1.5;
}

/* ── Success state ───────────────────────────────────────────────────────── */

.finance-form-card__success {
    text-align: center;
    padding: 32px 16px 16px;
}

.finance-form-card__success[hidden] {
    display: none;
}

.finance-form-card__success-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: #eafbf2;
    color: #3fd18a;
    font-size: 26px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    font-weight: 700;
}

.finance-form-card__success-text {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-weight: 700;
    font-size: 17px;
    color: #0b1c3f;
    margin: 0 0 8px;
}

.finance-form-card__success-sub {
    font-size: 13.5px;
    color: #637088;
    margin: 0;
}

/* ── Honeypot (screen readers still announced, so visually hidden only) ──── */

.finance-form-card__hp {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
    pointer-events: none;
}

/* ── Consent checkbox ────────────────────────────────────────────────────── */

.finance-form-card__consent-wrap {
    margin-bottom: 16px;
}

.finance-form-card__consent-label {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 12.5px;
    color: #637088;
    line-height: 1.5;
    cursor: pointer;
}

.finance-form-card__consent-label input[type="checkbox"] {
    flex-shrink: 0;
    width: 15px;
    height: 15px;
    margin-top: 2px;
    accent-color: #2563eb;
    cursor: pointer;
}

.finance-form-card--orange .finance-form-card__consent-label input[type="checkbox"] {
    accent-color: #f26a21;
}

.finance-form-card--purple .finance-form-card__consent-label input[type="checkbox"] {
    accent-color: #6d28d9;
}

.finance-form-card__consent-label a {
    color: #2563eb;
    text-decoration: underline;
}

.finance-form-card--orange .finance-form-card__consent-label a { color: #f26a21; }
.finance-form-card--purple .finance-form-card__consent-label a { color: #6d28d9; }

.finance-form-card__consent-error {
    display: block;
    font-size: 12px;
    color: #e53e3e;
    margin-top: 4px;
}

.finance-form-card__consent-error[hidden] {
    display: none;
}

/* ── Server-level error ──────────────────────────────────────────────────── */

.finance-form-card__server-error {
    font-size: 13px;
    color: #e53e3e;
    background: #fff5f5;
    border: 1px solid #fed7d7;
    border-radius: 8px;
    padding: 10px 14px;
    margin-top: 8px;
    text-align: center;
}

.finance-form-card__server-error[hidden] {
    display: none;
}

/* ── Sending state ───────────────────────────────────────────────────────── */

.finance-form-card__button--sending {
    opacity: 0.8;
    pointer-events: none;
}

.finance-form-card__button--sending::after {
    content: ' ···';
    display: inline;
    animation: finance-ellipsis 1.2s infinite;
}

@keyframes finance-ellipsis {
    0%   { opacity: 0; }
    50%  { opacity: 1; }
    100% { opacity: 0; }
}

/* ── Responsive: Tablet (≤ 1024px) ──────────────────────────────────────── */

@media (max-width: 1024px) {
    .finance-forms__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .finance-form-card:last-child {
        grid-column: 1 / -1;
        max-width: 520px;
        margin-inline: auto;
        width: 100%;
    }
}

/* ── Responsive: Mobile (≤ 640px) ───────────────────────────────────────── */

@media (max-width: 640px) {
    .finance-forms {
        padding: 48px 0 56px;
    }

    .finance-forms__container {
        padding: 0 20px;
    }

    .finance-forms__title {
        font-size: 26px;
        letter-spacing: -0.5px;
    }

    .finance-forms__grid {
        grid-template-columns: 1fr;
    }

    .finance-form-card:last-child {
        max-width: none;
    }

    .finance-form-card__content {
        padding: 22px 22px 26px;
    }

    .finance-form-card__title {
        font-size: 17px;
    }
}